Health Insurance for Self Employed – How to Find Affordable Health Care

Health Insurance for Self Employed – How to Find Affordable Health CareSeems like the cost of health insurance is out of control these days. How do you afford to insure you and your family if you’re self employed? Where can you find affordable health insurance? Here’s a few ways to help you get affordable health insurance if you’re self-employed:Self Employed Health Insurance PlansThere are numerous types of health insurance plans available to the self employed including the managed health care insurance plans. These plans go by the names of HMO, PPO, and POS medical care plans. Managed care plans help keep costs down by using a network of health care providers when you’re sick or injured.As a member of a managed care plan, all you have to do is show your membership card to a doctor or hospital within your network of providers to obtain medical care. Most managed care health insurance plans cover doctor visits, hospital stays, emergency room, lab tests, therapy, and x-rays.In order to keep costs down, managed health care plans usually have a copayment fee for doctor and hospital visits. This fee is typically $15 to $20 per visit. Copayments can also apply to prescription drugs, after which the insurance provider picks up the remainder of the tab.Health Insurance Quotes for the Self EmployedOne of the best ways to find affordable health insurance quotes is to go to a free insurance quote website. There you can get competitive quotes from up to 5 health insurance providers so you can compare plans and prices. After you have your quotes, you can look more closely at the policies and decide which one is the best for you.

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